Ideal for savings.
Great for growing your investment in the short term.
For those looking for risk-free returns.
For those who like to diversify.
Whilst expected returns are higher so is the anticipated credit risk. Find out more
You can pick your product later
This is used as a cover in case of late payment or non-payment by a borrower - the Guarantee Fund is designed to serve as further protection for the investor. This insurance replaces the non-payment (default) on behalf of the borrower so that a covered lender does not lose any of his investment. Our projected default rate is of 5% of the money lent out, which the Guarantee Fund is designed to cover. This insurance applies to the products iBAN Account, iBAN 1 and iBAN Market.